🧱 See It
Every digit has to stay in its own place-value house — ones under ones, tenths under tenths, hundredths under hundredths. If the points don't line up in a column, the digits end up in the wrong houses and the answer comes out wrong, even though the arithmetic itself is simple.
✏️ Draw It
To add 3.45 + 2.7, stack them so the decimal points line up in one column. Pad the shorter number with a trailing zero so both have the same number of decimal places:
| Ones | . | Tenths | Hundredths |
|---|---|---|---|
| 3 | . | 4 | 5 |
| 2 | . | 7 | 0 |
The grey 0 isn't extra value — it just fills the hundredths house so both numbers line up column by column.
🔢 Write It
Once the columns line up, add (or subtract) exactly like whole numbers, then drop the decimal point straight down into the answer:
3.45 + 2.70 = 6.15
💡 Worked Examples
Example 1 — Addition: 5.6 + 3.25
- Pad to match decimal places:
5.60 + 3.25 - Add column by column: ones
5+3=8, tenths6+2=8, hundredths0+5=5 - Answer:
8.85
Example 2 — Subtraction: 7.2 − 4.85
- Pad to match decimal places:
7.20 − 4.85 - Hundredths:
0 − 5needs borrowing from the tenths column — borrow, making it10 − 5 = 5 - Tenths (after lending 1):
1 − 8needs borrowing from the ones column — borrow, making it11 − 8 = 3 - Ones (after lending 1):
6 − 4 = 2 - Answer:
2.35